NEW CONSTRUCTION 4 Bed 3 Bath magnificent Hi Ranch in a beautiful neighborhood. Full Basement with outside entrance and 2 egress windows. Possible 5th Bedroom or Office on the first floor. Mother daughter set up with proper permits. High end solid wood Kitchen cabinets, Quartz countertops and energy star stainless-steel Appliances. Tastefully designed 3 full Bathrooms one on first floor. Latest energy efficient 18 Seers all electric heat pump/ invertor CAC. It is centrally located with Transport Shopping Colleges and STONYBROOK UNIVERSITY within few minutes. This Property qualifies for a fantastic Community Program for first time homebuyers with following terms.Up to 95% financing5.75% - INTEREST RATE! WOWWWNO PMINo PointsReduced Closing Fees.